Posted on September 12, 2018
Ah, fall. The kids are back in school, Pumpkin Spice Lattes are back, and hurricanes are bearing down on the Eastern Seaboard. For Floridians, all these things remind us that we’re nearing the end of another year. But before the holidays hit us, you may want to check on your dental insurance and see what kind of benefits you have left in your account!
The team at Lake Baldwin Dental wants you to get the most out of your dental insurance. Trust us, the ladies up front fight tooth and nail to make sure you get as much from your benefit plan as possible. Part of maximizing your benefits comes down to actually using them. Unlike traditional medical insurance, dental insurance works by letting you pay in toward a maximum dollar amount of benefits per year. If you don’t use that dollar amount, the extra money disappears. That’s right, while you’re singing Auld Lang Syne, your dental insurance company quietly cancels out any leftover benefits you already paid for. If you want to get your money’s worth, call and ask them how much you have left in your plan and when your plan year rolls over. (Most roll over at the new year, but not all.)
Once you’ve called your insurance provider and know how much they owe you in dental treatment dollars, take this opportunity to complete those treatments you’ve been putting off! How annoying is it that we remind you of that filling you need in that molar? Have you been chewing only on the left, when you know we told you about that crown you need on the right? You have almost four months left to utilize your benefits and get those annoying red spots on your treatment plan off your mind. Ah, doesn’t it sound nice to start the new year with a clear conscience and a clean bill of dental health?
Also, your HSA or FSA can usually be used for dental work and products as well! You’ll have to check your policy’s details, but it’s usually not a problems to utilize those benefits at your dental office. A Health Spending Account usually rolls over, but a Flex Spending Account is usually a “use it or lose it” situation, so keep that in mind as well! Keep smiling and max out your benefits, Orlando!
950 Lake Baldwin Lane
Orlando, FL 32814
Web design by Thrive Creative Labs